• Your device will use information about your location to determine the availability of the NFC & SE Platform in your region.
• When you add a credential to your device using the NFC & SE Platform, Apple will use your Apple Account and device identifiers to set up the credential on your device.
• NFC & SE Platform data that can no longer be tied to you will be used by Apple for billing purposes only.

The NFC & SE Platform allows you to use the contactless app of your choice to present your credentials in stores.

Using the NFC & SE Platform

The NFC & SE Platform is available only in Australia, Brazil, Japan, New Zealand, Switzerland, the United Kingdom, and the United States.

Determining Availability
When you attempt to provision a credential to your preferred contactless app using the NFC & SE Platform, your device, but not Apple, will use information about your location and device settings to ensure NFC & SE Platform availability. If your device cannot determine availability, you may be unable to add a credential to your contactless app. Your device will also use information about your location to determine the availability of certain default contactless app preferences, and will display available preferences in Settings > Apps > [App Name] > Default Contactless App. Changing your default contactless app preferences when you are not in a region where NFC & SE Platform is supported may prevent you from using your preferred contactless app to present a credential when the NFC & SE Platform is not available.

Adding Credentials to Your Device
When you add a credential to your preferred contactless app, Apple will use your Apple Account and your device’s hardware identifiers to securely provision the credential to your Secure Element. Apple will use and store this information to allow Apple, your contactless app provider, and your credential issuer to manage the credential in the contactless app, such as updating or deleting your provisioned credential. Information used to manage the lifecycle of your credentials includes data about how the credential issuer has configured your credential, and information about the provider of the contactless app. Apple does not see or store your credential details when you use the NFC & SE Platform with your preferred contactless app.

Information Shared with Apple for Billing Purposes
When you provision a credential to your contactless app using the NFC & SE Platform or use that credential, Apple will use information that cannot be tied back to you to bill your contactless app provider. Your device will share limited information about the quantity and type of credentials added to your contactless app, and a count of each time you’ve presented your credentials. Your device will share this information to Apple in a way not tied to you for billing purposes only. Apple does not see or store your transaction information when you present a credential from your contactless app.

Applicable Legal Basis for Processing Personal Data

We process your NFC & SE Platform personal data as necessary for providing the service and to comply with our legal obligations. Where consent is the appropriate legal basis, we seek it in accordance with applicable local law.

Where applicable local law provides, we process the following categories of personal data as necessary for purposes of our legitimate interests or those of a third party, including information about:

• Your location
• Your device, such as the type of device, the software version, and the device serial number
• Your Apple Account, such as your email address
• Your use of the NFC & SE Platform on your installed contactless apps, such as information about credentials provisioned to each contactless app, and your use of each credential

These legitimate interests include:

• Adding and managing credentials in your preferred contactless app
• Operating the NFC & SE Platform and billing contactless app providers and credential issuers
• Preventing fraud and other malicious activity

At all times, information collected by Apple will be treated in accordance with Apple’s Privacy Policy, which can be found at www.apple.com/privacy.

Published Date: January 27, 2025