About the author
Shannon Martin is a licensed insurance agent and content writer for Bankrate. With a Bachelor of Science from the University of Louisiana at Lafayette and over 16 years in the insurance industry, she enjoys helping others navigate the insurance world by cutting through complex jargon and empowering readers to make strong financial decisions independently.
Before working at Bankrate, Shannon got her start in insurance by working with insurance companies like Geico, Jerry and the AARP division of The Hartford. She knows firsthand how important it is for policyholders to be well-informed about how coverage selection on their auto, home and umbrella policies can impact their financial security. Now Shannon uses her extensive insurance knowledge to write insurance content, create insurance resources and train future agents and writers.
When Shannon isn't writing about insurance, she enjoys spending time with her kids, debating with her husband about time travel paradoxes, sewing, bowling, and hiking the trails around Niagara Falls.
Shannon beyond Bankrate
Shannon wants you to know
In this economy, people live paycheck to paycheck, and their cars matter to them now more than ever. My biggest tip for drivers who hold on to their vehicles for the long haul is to keep car's value is just a few thousand dollars.
Your life doesn't look the same as it did five years ago and neither should your insurance policy. Making sure your home and auto insurance coverage is adjusted appropriately as your life evolves can help protect the financial future you are working toward.
— Shannon Martin
Shannon's Picks
8 MIN READ
Considering a side hustle? You might need insurance for that
Starting a side hustle? You might want to get your insurance sorted out first.
11 MIN READ
As companies push for return-to-office mandates, working mothers could end up paying the price
Could RTO mandates threaten working mothers’ progress in the workforce?
Shannon's latest articles
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Bankrate uncovers the best car insurance companies for various driver profiles.
22 min read
Nov 10, 2025
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Get a free home insurance quote within minutes from top carriers, like Allstate, State Farm, Chubb and many more.
18 min read
Nov 05, 2025
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Bankrate identifies some of the best homeowners insurance companies in Georgia.
16 min read
Oct 31, 2025
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Find the right auto insurance for your Dodge’s power and performance. Learn about coverage options and costs for the Challenger, Charger and Durango.
7 min read
Oct 30, 2025
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Learn about the costs associated with insuring your Honda vehicle.
7 min read
Oct 30, 2025
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Bankrate breaks down risk factors that impact Ranger Rover car insurance rate.
8 min read
Oct 30, 2025
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Bankrate breaks down Texas car insurance costs by vehicle, age, driving record and more to help you find your best rate.
6 min read
Oct 30, 2025
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Looking for Florida's cheapest car insurance? Bankrate has the answers.
8 min read
Oct 30, 2025