Bankrate home equity lender reviews

Choosing a home equity lender that’s right for your individual needs can be difficult in a market with so many options. Bankrate periodically conducts objective lender reviews to help you make an informed decision. Whether you need a loan to remodel your home, consolidate debt or make a major purchase, here you’ll find ratings, full reviews and a description of each lender’s distinctive qualities to help guide your choices when getting a home equity line of credit (HELOC) or home equity loan. Bankrate assigns a score to each lender, between one and five stars, based on criteria including affordability, availability and borrower experience. You can learn more about our methodology on each lender’s review page.

Search this page by lender name

Showing 20 of 45 lenders

20 of 45 lenders

Lender			Lender description
NMLS #401052	Bankrate Score 4.9 Rating: 4.9 stars out of 5	Consumer reviews N/A Rating: 0 stars out of 5 reviews		Read review
	Bankrate Score 4.7 Rating: 4.7 stars out of 5	Consumer reviews N/A Rating: 0 stars out of 5 reviews		Read review
NMLS #462289	Bankrate Score 4.6 Rating: 4.6 stars out of 5	Consumer reviews 1.6 Rating: 1.6 stars out of 5 22 reviews		Read review
NMLS #401822	Bankrate Score 4.5 Rating: 4.5 stars out of 5	Consumer reviews N/A Rating: 0 stars out of 5 reviews		Read review
NMLS #449401	Bankrate Score 4.3 Rating: 4.3 stars out of 5	Consumer reviews 3.6 Rating: 3.6 stars out of 5 116 reviews		Read review
	Bankrate Score 4.3 Rating: 4.3 stars out of 5	Consumer reviews 3.0 Rating: 3 stars out of 5 2 reviews		Read review
NMLS #449104	Bankrate Score 4.3 Rating: 4.3 stars out of 5	Consumer reviews 1.9 Rating: 1.9 stars out of 5 7 reviews		Read review
NMLS #399802	Bankrate Score 4.3 Rating: 4.3 stars out of 5	Consumer reviews 1.0 Rating: 1 stars out of 5 4 reviews		Read review
	Bankrate Score 4.3 Rating: 4.3 stars out of 5	Consumer reviews N/A Rating: 0 stars out of 5 reviews		Read review
NMLS #399799	Bankrate Score 4.3 Rating: 4.3 stars out of 5	Consumer reviews N/A Rating: 0 stars out of 5 reviews	HSBC comes across as a lender for the well-heeled: To qualify for its HELOC, you need a mortgage or six figures in assets – held in its accounts...	Read review
NMLS #1403	Bankrate Score 4.2 Rating: 4.2 stars out of 5	Consumer reviews 4.4 Rating: 4.4 stars out of 5 7 reviews		Read review
NMLS #1802847	Bankrate Score 4.2 Rating: 4.2 stars out of 5	Consumer reviews 3.7 Rating: 3.7 stars out of 5 15 reviews		Read review
NMLS #1717824	Bankrate Score 4.2 Rating: 4.2 stars out of 5	Consumer reviews 2.7 Rating: 2.7 stars out of 5 33 reviews		Read review
NMLS #2443873	Bankrate Score 4.2 Rating: 4.2 stars out of 5	Consumer reviews 1.0 Rating: 1 stars out of 5 1 reviews		Read review
	Bankrate Score 4.2 Rating: 4.2 stars out of 5	Consumer reviews N/A Rating: 0 stars out of 5 reviews		Read review
NMLS #1464945	Bankrate Score 4.1 Rating: 4.1 stars out of 5	Consumer reviews 2.9 Rating: 2.9 stars out of 5 8 reviews		Read review
NMLS #2611	Bankrate Score 4.1 Rating: 4.1 stars out of 5	Consumer reviews N/A Rating: 0 stars out of 5 reviews		Read review
NMLS #509626	Bankrate Score 4.1 Rating: 4.1 stars out of 5	Consumer reviews N/A Rating: 0 stars out of 5 reviews		Read review
NMLS #1124061	Bankrate Score 4.0 Rating: 4 stars out of 5	Consumer reviews 4.9 Rating: 4.9 stars out of 5 48 reviews		Read review
NMLS #453156	Bankrate Score 4.0 Rating: 4 stars out of 5	Consumer reviews 1.5 Rating: 1.5 stars out of 5 22 reviews		Read review
	Bankrate Score 4.0 Rating: 4 stars out of 5	Consumer reviews 1.0 Rating: 1 stars out of 5 2 reviews		Read review
NMLS #1810501	Bankrate Score 3.9 Rating: 3.9 stars out of 5	Consumer reviews 4.7 Rating: 4.7 stars out of 5 84 reviews		Read review
NMLS #1168	Bankrate Score 3.9 Rating: 3.9 stars out of 5	Consumer reviews 2.4 Rating: 2.4 stars out of 5 14 reviews		Read review
NMLS #446303	Bankrate Score 3.9 Rating: 3.9 stars out of 5	Consumer reviews N/A Rating: 0 stars out of 5 reviews		Read review
	Bankrate Score 3.8 Rating: 3.8 stars out of 5	Consumer reviews 5.0 Rating: 5 stars out of 5 1 reviews		Read review
NMLS #433960	Bankrate Score 3.8 Rating: 3.8 stars out of 5	Consumer reviews 1.0 Rating: 1 stars out of 5 2 reviews		Read review
NMLS #6606	Bankrate Score 3.8 Rating: 3.8 stars out of 5	Consumer reviews 1.0 Rating: 1 stars out of 5 1 reviews		Read review
	Bankrate Score 3.8 Rating: 3.8 stars out of 5	Consumer reviews N/A Rating: 0 stars out of 5 reviews		Read review
NMLS #174457	Bankrate Score 3.7 Rating: 3.7 stars out of 5	Consumer reviews 1.8 Rating: 1.8 stars out of 5 10 reviews		Read review
	Bankrate Score 3.7 Rating: 3.7 stars out of 5	Consumer reviews N/A Rating: 0 stars out of 5 reviews		Read review
	Bankrate Score 3.7 Rating: 3.7 stars out of 5	Consumer reviews N/A Rating: 0 stars out of 5 reviews		Read review
	Bankrate Score 3.7 Rating: 3.7 stars out of 5	Consumer reviews N/A Rating: 0 stars out of 5 reviews		Read review
NMLS #417490	Bankrate Score 3.6 Rating: 3.6 stars out of 5	Consumer reviews N/A Rating: 0 stars out of 5 reviews		Read review
	Bankrate Score 3.6 Rating: 3.6 stars out of 5	Consumer reviews N/A Rating: 0 stars out of 5 reviews		Read review
NMLS #330511	Bankrate Score 3.5 Rating: 3.5 stars out of 5	Consumer reviews 2.6 Rating: 2.6 stars out of 5 5 reviews		Read review
	Bankrate Score 3.4 Rating: 3.4 stars out of 5	Consumer reviews N/A Rating: 0 stars out of 5 reviews		Read review
NMLS #402606	Bankrate Score 3.3 Rating: 3.3 stars out of 5	Consumer reviews N/A Rating: 0 stars out of 5 reviews		Read review
	Bankrate Score 3.3 Rating: 3.3 stars out of 5	Consumer reviews N/A Rating: 0 stars out of 5 reviews	Prosper is worth a look if you’re hoping to borrow a bigger chunk of your equity (up to 90 percent of the property’s value. It’s also a good...	Read review
NMLS #402436	Bankrate Score 3.2 Rating: 3.2 stars out of 5	Consumer reviews 5.0 Rating: 5 stars out of 5 2 reviews	Huntington offers two home equity products — a fixed-rate home equity loan and a home equity line of credit (HELOC), which starts out as a variable...	Read review
NMLS #530487	Bankrate Score 3.2 Rating: 3.2 stars out of 5	Consumer reviews N/A Rating: 0 stars out of 5 reviews		Read review
NMLS #3030	Bankrate Score 3.0 Rating: 3 stars out of 5	Consumer reviews 1.0 Rating: 1 stars out of 5 1 reviews		Read review
NMLS #2657081	Bankrate Score 3.0 Rating: 3 stars out of 5	Consumer reviews 1.0 Rating: 1 stars out of 5 4 reviews		Read review
	Bankrate Score 2.9 Rating: 2.9 stars out of 5	Consumer reviews 5.0 Rating: 5 stars out of 5 1 reviews		Read review
	Bankrate Score 2.8 Rating: 2.8 stars out of 5	Consumer reviews N/A Rating: 0 stars out of 5 reviews		Read review
NMLS #407870	Bankrate Score N/A Rating: 0 stars out of 5 Not reviewed	Consumer reviews N/A Rating: 0 stars out of 5 reviews		Read review