What is the best car insurance company?

When it comes to choosing Tennessee’s best car insurance company, there is no one single best carrier for every driver. Every company is different, and each driver has different priorities and needs. While some drivers only care about price and want the cheapest coverage possible, another person might prefer to pay a bit more if it means great service and the option to work with a local agent. To find the best company for you, experts recommend narrowing down your priorities and comparing quotes from a handful of carriers that meet your needs.

What is the cheapest car insurance company in Tennessee?

The cheapest car insurance company in Tennessee will be different for everyone, as rate factors include individual criteria, such as your age and driving record. To find the cheapest rates for you, consider getting multiple car insurance quotes to compare the same coverage across different carriers.

Do you have to have car insurance in Tennessee?

Yes, you legally have to carry car insurance in Tennessee. However, if you can deposit or post a bond for $65,000 to the Department of Revenue, you may be able to use that as proof of financial responsibility rather than carrying car insurance coverage. As of Jan. 1, 2023, Tennessee law increased the minimum required property damage liability from $15,000 to $25,000, while the bodily injury liability requirements remained unchanged at $25,000 per person and $50,000 per accident. Your next insurance renewal will likely reflect this update if you have minimum coverage.

Is Tennessee a no-fault insurance state?

Tennessee is an at-fault insurance state, which means the driver who is found at-fault for an auto accident is legally and fiscally responsible for personal injuries that resulted from the collision.

Is Tennessee car insurance expensive?

Car insurance premiums in Tennessee are generally lower than the national average. However, according to the U.S. Census Bureau, Tennessee has been one of the fastest-growing states in the country over the past few years, which can partially be accredited to no state income tax and the appeal of Nashville. In theory, a higher population density across the state could lead to more car accidents and insurance claims, which could effectively raise car insurance premiums. We’ll have to wait and see if this actually leads to more expensive car insurance in TN. Still, regardless, it’s always an opportune time to take advantage of any available opportunities to lower your premium. This can include pursuing provider discounts, driving safely and avoiding claims. Periodically requesting quotes from multiple carriers can also help ensure you get the best rates.

Advertising disclosure

This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Insurance disclosure

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

Best car insurance in Tennessee for 2025

Written by

On This Page

Best car insurance companies in Tennessee

Using data gathered by Quadrant Information Services, Bankrate's team determined that the average policyholder in Tennessee pays $513 for state-mandated minimum coverage and $2,004 for full coverage, which includes collision and comprehensive. However, we know that rates alone do not necessarily mean a company offers the best insurance. In addition to average rates, we also analyzed scores from the 2024 J.D. Power Auto Insurance Study, AM Best ratings for financial strength, coverage options, discounts and digital tools to pick the best car insurance carriers in Tennessee.


Geico	4.3 Rating: 4.3 stars out of 5	$1,460	$284
State Farm	4.3 Rating: 4.3 stars out of 5	$2,573	$529
Travelers	4.1 Rating: 4.1 stars out of 5	$1,277	$357
Nationwide	4.0 Rating: 4 stars out of 5	$2,095	$894
Erie	4.1 Rating: 4.1 stars out of 5	$1,989	$417

Geico

Best for digital tools

4.3

Read Geico review Get a quote

Avg. full coverage premium

$122/mo

Avg. full coverage premium

$1,460/yr

Customer satisfaction

670/1,000

Why Geico made our list: Geico is known for offering low average rates and has a long list of potential discounts that may help policyholders save even more. These include savings opportunities for being a military member, federal employee or good student. Geico did earn a below-average score in the Southeast region of the J.D. Power 2024 U.S. Auto Insurance Study and in its 2024 Auto Claims Satisfaction Study, but its extensive digital tools may help make up for this for policyholders who value virtual policy management.
Pros
Known for offering low average rates

Robust digital tools for online policy management

Many potential discounts for additional savings
Cons
Limited endorsements and gap insurance not available

Few local offices

Below-average scores for customer satisfaction and claims satisfaction from J.D. Power

State Farm

Best for local agents

4.3

Read State Farm review Get a quote

Avg. full coverage premium

$214/mo

Avg. full coverage premium

$2,573/yr

Customer satisfaction

677/1,000

Why State Farm made our list: While State Farm’s average rates can trend higher than some of its competitors in the state, the carrier also has numerous potential discounts that could help lower your rates. State Farm also stands out for offering plenty of exclusive agents in Tennessee for those who prefer face-to-face communication while still providing a highly rated digital experience for service, according to the 2024 J.D. Power U.S. Insurance Digital Experience Study. It does not, however, offer accident forgiveness or gap insurance, so if those coverage types are important to you, you may want to consider another insurer.
Pros
Lots of local agencies for those who like to do business in person

High claims satisfaction per 2024 J.D. Power study

Many discount opportunities available, especially for young drivers
Cons
Rates are generally higher than state average

Gap insurance not available

Accident forgiveness not available for purchase

Travelers

Best for low average rates

4.1

Read Travelers review Get a quote

Avg. full coverage premium

$106/mo

Avg. full coverage premium

$1,277/yr

Customer satisfaction

606/1,000

Why Travelers made our list: Travelers offers average annual full and minimum coverage rates that are competitive for Tennessee drivers. Customers may have the option to customize their policy with add-on features such as roadside assistance, accident forgiveness, new car replacement and gap insurance. It also has a long list of discount opportunities, which may keep rates low, like maintaining continuous insurance, paying premiums in full, and driving hybrid or electric cars. However, this carrier falls below the J.D. Power regional average for customer satisfaction and claims satisfaction, so potential policyholders may want to speak with existing customers for more feedback on the level of service in their local area.
Pros
Numerous coverage options available

Local agents are available in most areas

Competitive average rates for Tennessee
Cons
Rideshare coverage not available in Tennessee

Below-average regional J.D. Power customer satisfaction score

Digital tools may not be as robust as some competitors

Nationwide

Best for discounts

4.0

Read Nationwide review Get a quote

Avg. full coverage premium

$175/mo

Avg. full coverage premium

$2,095/yr

Customer satisfaction

691/1,000

Why Nationwide made our list: Nationwide stands out for providing a lot of discount opportunities, including anti-theft, safe driver, autopay and good student. It also offers total loss deductible waiver and a vanishing deductible feature, which may keep costs low if you have to file a claim. The carrier comes in just above average in the Southeast region for customer satisfaction with J.D. Power and well above average for claims satisfaction, but coverage is not available in all states, which may be relevant for drivers who move frequently.
Pros
Numerous discount opportunities

Two telematics programs available

Local agents available
Cons
Not available in all states

Minimum coverage rates tend to be above state average

Fewer add-ons than some other companies

Erie

Best for customer service

4.1

Read Erie review Get a quote

Avg. full coverage premium

$166/mo

Avg. full coverage premium

$1,989/yr

Customer satisfaction

718/1,000

Why Erie made our list: As a regional insurer, Erie is a smaller company than the other carriers on our list, but it earned one of the highest 2024 J.D. Power ratings in the Southeast region for customer satisfaction and also scored well in claims satisfaction. Erie policyholders may be able to customize their auto insurance in Tennessee with pet injury coverage, windshield repair, travel expense insurance and first accident forgiveness coverage. Erie also offers a rate lock feature that may help stabilize rates over time. It did, however, score below average in the J.D. Power digital study for service, indicating that its digital tools may not be as strong as some competitors.
Pros
Rated highly by J.D. Power for customer satisfaction in the region in the 2024 Auto Insurance Study

Several potential discounts available to help lower rates

Robust coverage options
Cons
Digital customer service may not be as robust as some carriers, according to J.D. Power digital study

No online claims filing available

May need to work directly with an independent agent to make policy changes

How Bankrate chose the best car insurance companies in Tennessee

Bankrate chose the best insurance companies in Tennessee by evaluating key criteria and rating each carrier. Factors used to determine the best auto insurance in Tennessee include average annual quoted premiums, coverage options, available discounts, customer satisfaction scores, third-party rankings, financial strength ratings and mobile and online accessibility. These criteria also help to make up the Bankrate Score, which is a five-point scale rating that shoppers could use to help them decide which company may excel in the categories that matter the most to them.

The Bankrate Promise

Read our full methodology

At Bankrate, we strive to help you make smarter financial decisions. While we adhere to strict , this post may contain references to products from our partners. Here's an explanation of . Our content is backed by Coverage.com LLC, a licensed entity (NPN: 19966249). For more information, please see our

years of industry experience

licensed staff

34.5K

ZIP codes examined

120

carriers reviewed

Advertising disclosure

Insurance disclosure

Compare auto insurance rates

Answer a few questions to see personalized rates from top carriers

ZIP Code

Your information is kept secure

Advertising disclosure

Insurance disclosure

How to find the best car insurance in Tennessee

For many drivers, finding the best auto insurance in TN is about more than just price. When considering possible insurers, you may want to think about these factors:

Tennessee law proof of financial responsibility, which can be done by making a cash deposit or posting a bond with the Department for $65,000.

Minimum requirements for auto insurance in Tennessee rose recently. Drivers may want to compare their current policies to the newer coverage requirements.

The current requirements are:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $25,000 property damage liability per accident
If you finance or lease your car, lenders often have requirements that are higher than the state minimums. Lenders usually require comprehensive and collision coverage, also known as full coverage, which may pay to repair or replace your car in a covered incident. These lender requirements are in place to protect the lender until you pay the loan or lease agreement in full. Even if you don't have a car loan or lease, these optional coverage types may help protect your financial investment in your car.
Tennessee is vulnerable to natural disasters, such as tornadoes and other severe weather events, including hail storms and comprehensive insurance something to consider. Other common endorsements that may fit your needs include gap insurance for vehicles with a loan or lease and rental car reimbursement coverage for those with access to only one car.

According to the Insurance Information Institute, Tennessee had the fourth-highest percentage of uninsured motorists in the U.S. in 2022, with nearly 21 percent of all drivers estimated to be uninsured. To protect yourself from the financial consequences of being in an accident with an uninsured or underinsured motorist, you may want to consider purchasing uninsured and underinsured motorist coverage as part of your Tennessee car insurance policy.

How much is car insurance in Tennessee?

The national annual averages of $806 for minimum coverage and $2,671 for full coverage. This is likely due in part to the moderate seasonal weather and minimal traffic outside of Nashville, both of which may help reduce the risk of claims. Tennessee drivers pay less on average than drivers in several neighboring states as well. For example, Kentucky and Missouri have average full coverage rates of $2,599 and $2,516 per year, respectively.

Auto insurance premiums differ depending on what state you live in. This is because companies have their own specific rating algorithms that take into account regional risk factors. The factors influencing premiums in Tennessee include the amount of minimum required insurance, the likelihood of being in an accident, how severe accidents tend to be, and the likelihood of non-accident related claims like hail damage or theft. Your own personal rating factors, like age, vehicle type, credit history and claims history, will also influence your premium.

City	Avg. annual full coverage premium	Avg. savings vs. state average
Brentwood	$1,815	-10%
College Grove	$1,860	-7%
Dover	$2,106	+5%
Franklin	$1,821	-10%
Hendersonville	$1,856	-8%
Kingston Springs	$1,998	-0%
Memphis	$2,571	+25%
Mc Kenzie	$2,109	+5%
Martin	$2,060	+3%
Palmersville	$2,063	+3%
Jackson	$2,021	+1%
Bath Springs	$2,107	+5%
Counce	$2,134	+6%
Bristol	$1,659	-19%
Flag Pond	$1,835	-9%
Kingsport	$1,693	-17%
Unicoi	$1,778	-12%
Piney Flats	$1,667	-18%
Gatlinburg	$1,930	-4%
Murfreesboro	$1,845	-8%
Pleasant View	$1,986	-1%
Red Boiling Springs	$2,050	+2%
Shelbyville	$1,910	-5%
Southside	$1,943	-3%
Unionville	$1,987	-1%
Vanleer	$2,106	+5%
Wartrace	$1,958	-2%
Woodbury	$1,985	-1%
Nashville	$1,985	-1%
Beersheba Springs	$2,109	+5%
Conasauga	$1,916	-5%
Huntland	$1,960	-2%
Manchester	$1,929	-4%
Normandy	$1,962	-2%
Sale Creek	$1,900	-5%
Winchester	$1,919	-4%
Chattanooga	$1,911	-5%
Antioch	$2,053	+2%
Castalian Springs	$1,904	-5%
Cedar Hill	$1,931	-4%
Christiana	$1,865	-7%
Lascassas	$1,879	-6%
Lewisburg	$1,970	-2%
Chapmansboro	$1,988	-1%
Charlotte	$2,021	+1%
Fosterville	$1,940	-3%
Greenbrier	$1,866	-7%
Alexandria	$1,995	-0%
Burns	$2,028	+1%
Erin	$2,266	+12%
Lafayette	$2,007	+0%
Lebanon	$1,850	-8%
Clarksville	$1,912	-5%
Cottontown	$1,883	-6%
Gladeville	$1,920	-4%
Bon Aqua	$2,055	+2%
La Vergne	$1,910	-5%
Lobelville	$2,121	+6%
Adams	$1,922	-4%
Big Rock	$2,028	+1%
Cross Plains	$1,936	-3%
Hermitage	$1,997	-0%
Linden	$2,143	+7%
Belvidere	$1,925	-4%
Calhoun	$1,935	-4%
Charleston	$1,890	-6%
Coker Creek	$2,001	-0%
Cleveland	$1,886	-6%
Fayetteville	$2,023	+1%
Guild	$2,070	+3%
Lynchburg	$1,943	-3%
Ooltewah	$1,898	-5%
Pelham	$2,069	+3%
Athens	$1,914	-5%
Sewanee	$1,941	-3%
Signal Mountain	$1,914	-5%
Soddy Daisy	$1,843	-8%
Spring City	$1,980	-1%
Tullahoma	$1,943	-3%
Whitwell	$2,044	+2%
Altamont	$2,073	+3%
Coalmont	$2,088	+4%
Cowan	$1,914	-5%
Decatur	$2,015	+1%
Farner	$1,980	-1%
Flintville	$2,022	+1%
New Johnsonville	$2,114	+5%
Norene	$1,973	-2%
Springfield	$1,888	-6%
Slayden	$2,062	+3%
Spring Hill	$1,875	-7%
Belfast	$1,995	-0%
Bell Buckle	$1,970	-2%
Bethpage	$1,875	-7%
Bumpus Mills	$2,111	+5%
Dowelltown	$2,003	-0%
Goodlettsville	$1,987	-1%
Indian Mound	$2,032	+1%
Dayton	$1,982	-1%
Jasper	$2,025	+1%
Tracy City	$2,059	+3%
Turtletown	$1,949	-3%
Copperhill	$1,996	-0%
Pikeville	$2,008	+0%
South Pittsburg	$2,046	+2%
Summitville	$1,979	-1%
Elora	$1,976	-1%
Smartt	$1,998	-0%
Cottage Grove	$2,094	+4%
Obion	$2,091	+4%
Buena Vista	$2,126	+6%
Eva	$2,064	+3%
Hollow Rock	$2,070	+3%
Idlewild	$2,075	+3%
Dukedom	$2,035	+2%
Hornbeak	$2,133	+6%
Kenton	$2,040	+2%
Troy	$2,122	+6%
Bakewell	$1,895	-6%
Birchwood	$1,942	-3%
Delano	$1,940	-3%
Gruetli Laager	$2,084	+4%
Lupton City	$1,910	-5%
Mc Donald	$1,893	-6%
Riceville	$1,940	-3%
Sequatchie	$2,103	+5%
Mitchellville	$1,937	-3%
Nunnelly	$2,102	+5%
Smyrna	$1,830	-9%
Westmoreland	$1,891	-6%
Pleasant Shade	$2,022	+1%
Tennessee Ridge	$2,260	+12%
Whites Creek	$2,079	+4%
Bells	$2,085	+4%
Braden	$2,172	+8%
Collierville	$2,131	+6%
Hornsby	$2,178	+8%
Laconia	$2,189	+9%
Lenox	$2,098	+5%
Mc Ewen	$2,170	+8%
Mcminnville	$1,925	-4%
Madison	$2,016	+1%
Petersburg	$2,042	+2%
Lowland	$1,918	-4%
Sevierville	$1,934	-4%
Shawanee	$2,050	+2%
Pigeon Forge	$1,955	-3%
Tazewell	$1,964	-2%
Knoxville	$1,902	-5%
Morristown	$1,865	-7%
Newport	$2,022	+1%
New Tazewell	$1,987	-1%
Petros	$2,093	+4%
Sneedville	$1,993	-1%
Walland	$1,875	-7%
Mount Juliet	$1,833	-9%
Old Hickory	$1,912	-5%
Only	$2,126	+6%
Palmyra	$1,947	-3%
Portland	$1,853	-8%
Readyville	$1,934	-4%
Thompsons Station	$1,802	-11%
Arrington	$1,851	-8%
Ashland City	$2,009	+0%
Auburntown	$2,019	+1%
Beechgrove	$1,976	-1%
Chapel Hill	$2,018	+1%
Cunningham	$1,948	-3%
Fairview	$1,883	-6%
Hartsville	$2,048	+2%
Lyles	$2,061	+3%
Bluff City	$1,677	-18%
Butler	$1,834	-9%
Chuckey	$1,819	-10%
Elizabethton	$1,755	-13%
Fall Branch	$1,689	-17%
Corryton	$1,912	-5%
Harrogate	$1,973	-2%
Johnson City	$1,686	-17%
Afton	$1,773	-12%
Mount Carmel	$1,753	-13%
Jonesborough	$1,662	-19%
Bean Station	$1,932	-4%
Bulls Gap	$1,798	-11%
Blountville	$1,690	-17%
Watauga	$1,741	-14%
Blaine	$1,952	-3%
Cumberland Gap	$1,981	-1%
Del Rio	$2,009	+0%
Greenback	$1,931	-4%
Jellico	$2,048	+2%
Lancing	$2,080	+4%
Hampton	$1,775	-12%
Telford	$1,680	-18%
Clairfield	$2,049	+2%
Greeneville	$1,820	-10%
Helenwood	$2,128	+6%
Jacksboro	$1,979	-1%
Lake City	$1,882	-6%
Lenoir City	$1,911	-5%
Midway	$1,812	-10%
Parrottsville	$2,056	+3%
Pioneer	$2,077	+4%
Robbins	$2,116	+5%
Rutledge	$1,974	-2%
Oliver Springs	$2,092	+4%
Ocoee	$1,928	-4%
Sherwood	$1,980	-1%
Viola	$1,959	-2%
Lavinia	$2,151	+7%
Luray	$2,139	+6%
Milan	$2,024	+1%
Selmer	$2,140	+7%
Collinwood	$2,107	+5%
Goodspring	$2,055	+2%
Lynnville	$2,009	+0%
Primm Springs	$1,946	-3%
Bloomington Springs	$1,982	-1%
Crossville	$1,898	-5%
Grimsley	$2,028	+1%
Englewood	$1,910	-5%
Georgetown	$1,939	-3%
Arthur	$2,062	+3%
Bybee	$2,042	+2%
Clinton	$1,885	-6%
Crab Orchard	$1,967	-2%
Friendsville	$1,826	-9%
Harriman	$2,031	+1%
Kyles Ford	$2,044	+2%
Benton	$1,978	-1%
Harrison	$1,881	-6%
Kelso	$2,003	-0%
Morrison	$1,944	-3%
Woodlawn	$1,943	-3%
Andersonville	$1,891	-6%
Deer Lodge	$2,035	+2%
Eagan	$2,033	+1%
Lone Mountain	$2,072	+3%
Maryville	$1,848	-8%
Mascot	$1,940	-3%
Oakdale	$2,108	+5%
Oak Ridge	$1,917	-4%
Oneida	$2,106	+5%
Powell	$1,888	-6%
Seymour	$1,932	-4%
Vonore	$1,951	-3%
Roan Mountain	$1,794	-11%
Dandridge	$1,905	-5%
Huntsville	$2,077	+4%
Trade	$1,854	-8%
Briceville	$1,930	-4%
Eidson	$1,781	-12%
Sunbright	$2,057	+3%
White Pine	$1,911	-5%
Sardis	$2,128	+6%
Ethridge	$2,055	+3%
Erwin	$1,799	-11%
Laurel Bloomery	$1,821	-10%
Mountain City	$1,829	-9%
Shady Valley	$1,833	-9%
Heiskell	$1,947	-3%
Arlington	$2,124	+6%
Whiteville	$2,246	+11%
Millington	$2,244	+11%
Alcoa	$1,847	-8%
Caryville	$2,024	+1%
Hartford	$2,042	+2%
Moss	$2,043	+2%
Germantown	$2,221	+10%
Medina	$2,058	+3%
Pinson	$2,051	+2%
Reagan	$2,106	+5%
Rutherford	$2,080	+4%
Saltillo	$2,170	+8%
Savannah	$2,119	+6%
Scotts Hill	$2,116	+5%
Hampshire	$2,030	+1%
Chestnut Mound	$1,998	-0%
Doyle	$1,949	-3%
Pickwick Dam	$2,139	+7%
Stantonville	$2,119	+6%
Mercer	$2,125	+6%
Cypress Inn	$2,099	+5%
Olivehill	$2,096	+4%
Williamsport	$2,006	+0%
Cookeville	$1,855	-8%
Brush Creek	$2,010	+0%
Clarkrange	$2,055	+2%
Elmwood	$2,054	+2%
Dunlap	$1,997	-0%
Estill Springs	$1,894	-6%
Etowah	$1,928	-4%
Hillsboro	$1,948	-3%
Lookout Mountain	$1,895	-6%
Mulberry	$2,002	-0%
Dyersburg	$2,084	+4%
Gates	$2,155	+7%
Ripley	$2,168	+8%
Somerville	$2,195	+9%
Williston	$2,207	+10%
Bolivar	$2,282	+13%
Cordova	$2,286	+13%
Mosheim	$1,804	-11%
Philadelphia	$1,950	-3%
Rogersville	$1,778	-12%
Sharps Chapel	$1,957	-2%
Townsend	$1,831	-9%
Washburn	$2,037	+2%
Winfield	$2,097	+5%
Parsons	$2,136	+6%
Chewalla	$2,151	+7%
Columbia	$1,939	-3%
Ardmore	$2,031	+1%
Duck River	$2,074	+3%
Frankewing	$2,061	+3%
Lutts	$2,042	+2%
Big Sandy	$2,137	+6%
Adamsville	$2,131	+6%
Bruceton	$2,137	+6%
Decaturville	$2,116	+5%
Enville	$2,091	+4%
Nolensville	$1,836	-9%
Stewart	$2,256	+12%
Watertown	$1,872	-7%
Waverly	$2,154	+7%
Milligan College	$1,771	-12%
Como	$2,099	+5%
Greenfield	$2,110	+5%
South Fulton	$2,073	+3%
Bradford	$2,087	+4%
Gibson	$2,086	+4%
Orlinda	$1,886	-6%
Riddleton	$2,027	+1%
White House	$1,920	-4%
Mohawk	$1,815	-10%
Mooresburg	$1,770	-12%
Tallassee	$1,871	-7%
Livingston	$2,013	+0%
Silver Point	$1,854	-8%
Whitleyville	$2,028	+1%
Lexington	$2,095	+4%
Paris	$2,077	+4%
Beech Bluff	$2,063	+3%
Cedar Grove	$2,113	+5%
Crump	$2,075	+3%
Darden	$2,168	+8%
Eaton	$2,083	+4%
Gadsden	$2,083	+4%
Humboldt	$2,043	+2%
Decherd	$1,924	-4%
Grandview	$1,975	-1%
Graysville	$2,007	+0%
Madisonville	$1,916	-4%
Palmer	$2,065	+3%
Reliance	$1,937	-3%
Tellico Plains	$1,977	-1%
Atwood	$2,118	+6%
Buchanan	$2,126	+6%
Dresden	$2,059	+3%
Henry	$2,065	+3%
Union City	$2,088	+4%
Camden	$2,127	+6%
Fruitvale	$2,139	+7%
Jacks Creek	$2,142	+7%
Rives	$2,075	+3%
Springville	$2,137	+6%
Trimble	$2,034	+1%
Henderson	$2,113	+5%
Holladay	$2,172	+8%
Huntingdon	$2,168	+8%
Mansfield	$2,119	+6%
Samburg	$2,092	+4%
Sharon	$2,053	+2%
Dyer	$2,101	+5%
Guys	$2,098	+5%
Gleason	$2,057	+3%
Puryear	$2,105	+5%
Trezevant	$2,141	+7%
Bethel Springs	$2,183	+9%
Finger	$2,188	+9%
Rickman	$2,021	+1%
Rock Island	$1,952	-3%
Spencer	$1,956	-2%
Walling	$1,938	-3%
Elgin	$2,038	+2%
Rugby	$2,054	+2%
Kingston	$2,050	+2%
Kodak	$1,925	-4%
La Follette	$2,017	+1%
Milton	$1,917	-4%
Pegram	$2,037	+2%
Smithville	$2,020	+1%
Cumberland Furnace	$2,108	+5%
Dixon Springs	$2,023	+1%
Eagleville	$1,904	-5%
Apison	$1,895	-6%
Ducktown	$1,963	-2%
Evensville	$2,021	+1%
Hixson	$1,889	-6%
Monteagle	$2,024	+1%
Old Fort	$1,967	-2%
Arnold Afb	$1,936	-3%
Whiteside	$2,054	+2%
Louisville	$1,841	-9%
Norris	$1,877	-7%
Limestone	$1,749	-14%
Mountain Home	$1,724	-15%
Loudon	$1,892	-6%
Carthage	$2,002	-0%
Centerville	$2,108	+5%
Dickson	$2,007	+0%
Joelton	$2,007	+0%
Rockvale	$1,858	-8%
White Bluff	$2,018	+1%
Ramer	$2,153	+7%
Sugar Tree	$2,140	+7%
Hohenwald	$2,027	+1%
Leoma	$2,016	+1%
Summertown	$2,032	+1%
Byrdstown	$2,075	+3%
Celina	$2,095	+4%
Gordonsville	$2,010	+0%
Hickman	$2,001	-0%
Maynardville	$1,999	-0%
New Market	$1,951	-3%
Rockwood	$2,059	+3%
Strawberry Plains	$1,970	-2%
Thorn Hill	$1,957	-2%
Whitesburg	$1,867	-7%
Church Hill	$1,762	-13%
Cosby	$2,010	+0%
Duff	$2,021	+1%
Jefferson City	$1,921	-4%
Rockford	$1,861	-7%
Russellville	$1,875	-7%
Speedwell	$2,008	+0%
Five Points	$2,018	+1%
Iron City	$2,055	+2%
Westpoint	$2,034	+1%
Jamestown	$2,065	+3%
Mc Lemoresville	$2,141	+7%
Huron	$2,167	+8%
Atoka	$2,179	+8%
Grand Junction	$2,351	+16%
Moscow	$2,248	+11%
Rossville	$2,159	+7%
Pall Mall	$2,070	+3%
Sparta	$1,897	-6%
Quebeck	$1,943	-3%
Newcomb	$2,056	+3%
Niota	$1,899	-5%
Powder Springs	$1,985	-1%
Sweetwater	$1,925	-4%
Talbott	$1,894	-6%
Oakfield	$2,065	+3%
Spring Creek	$2,028	+1%
Dellrose	$2,030	+1%
Taft	$2,068	+3%
Allons	$2,026	+1%
Bogota	$2,142	+7%
Crockett Mills	$2,108	+5%
Hickory Valley	$2,327	+15%
Saulsbury	$2,325	+15%
Tigrett	$2,103	+5%
Wildersville	$2,166	+8%
Culleoka	$1,975	-1%
Elkton	$2,047	+2%
Prospect	$2,071	+3%
Allred	$1,999	-0%
Crawford	$2,025	+1%
Hilham	$2,010	+0%
Monroe	$2,011	+0%
Wilder	$2,032	+1%
Lancaster	$2,049	+2%
Monterey	$1,922	-4%
Shiloh	$2,094	+4%
Yuma	$2,109	+5%
Denmark	$2,067	+3%
Loretto	$2,021	+1%
Alpine	$2,031	+1%
Gainesboro	$1,985	-1%
Friendship	$2,138	+6%
Henning	$2,235	+11%
Pocahontas	$2,225	+10%
Brighton	$2,236	+11%
Brunswick	$2,245	+11%
La Grange	$2,143	+7%
Mason	$2,252	+12%
Tipton	$2,238	+11%
Drummonds	$2,239	+11%
Middleton	$2,292	+13%
Munford	$2,177	+8%
Tiptonville	$2,112	+5%
Ridgely	$2,161	+8%
Covington	$2,218	+10%
Halls	$2,138	+6%
Oakland	$2,151	+7%
Alamo	$2,116	+5%
Finley	$2,114	+5%
Gallaway	$2,214	+10%
Newbern	$2,086	+4%
Wynnburg	$2,162	+8%
Brownsville	$2,166	+8%
Burlison	$2,228	+11%
Eads	$2,181	+8%
Ellendale	$2,348	+16%
Macon	$2,212	+10%
Maury City	$2,090	+4%
Stanton	$2,196	+9%
Michie	$2,138	+6%
Morris Chapel	$2,114	+5%
Yorkville	$2,070	+3%
Lawrenceburg	$2,005	+0%
Mount Pleasant	$1,992	-1%
Saint Joseph	$1,992	-1%
Waynesboro	$2,049	+2%
Allardt	$2,097	+5%
Buffalo Valley	$1,910	-5%
Medon	$2,059	+3%
Silerton	$2,202	+9%
Trenton	$2,047	+2%
Pulaski	$2,025	+1%
Santa Fe	$1,964	-2%
Baxter	$1,878	-7%
Campaign	$2,051	+2%
Bradyville	$1,997	-0%
Cornersville	$2,034	+1%
Cumberland City	$2,218	+10%
Gallatin	$1,852	-8%
Hurricane Mills	$2,153	+7%
Liberty	$2,044	+2%
Milledgeville	$2,097	+5%
Toone	$2,221	+10%
Westport	$2,186	+9%
Clifton	$2,068	+3%
Minor Hill	$2,044	+2%
Granville	$2,011	+0%
Luttrell	$2,035	+2%
Surgoinsville	$1,771	-12%
Ten Mile	$2,025	+1%
Wartburg	$2,095	+4%
Pleasant Hill	$1,908	-5%

Best car insurance in Tennessee for 2025

Best car insurance companies in Tennessee

Geico

Best for digital tools

Overview

Pros and cons

Geico standout features

State Farm

Best for local agents

Overview

Pros and cons

State Farm standout features

Travelers

Best for low average rates

Overview

Pros and cons

Travelers standout features

Nationwide

Best for discounts

Overview

Pros and cons

Nationwide standout features

Erie

Best for customer service

Overview

Pros and cons

Erie standout features

Compare auto insurance rates

How to find the best car insurance in Tennessee

Consider minimum insurance requirements in Tennessee

Consider lender requirements

Consider your individual needs

Related content:

Average cost of car insurance in Tennessee Previously Read

Tennessee car insurance laws Previously Read

Cheapest car insurance in Tennessee Previously Read

How much is car insurance in Tennessee?

Estimate your car insurance cost in Tennessee

Calculate your monthly car insurance payment

Frequently asked questions

What is the best car insurance company?

What is the cheapest car insurance company in Tennessee?

Do you have to have car insurance in Tennessee?

Is Tennessee a no-fault insurance state?

Is Tennessee car insurance expensive?

Methodology

Rates

Other profiles

Credit-based insurance scores:

Incidents:

Mileage:

Model:

Age:

Gender:

Status:

Bankrate Score