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Best car insurance in Virginia for 2025

Best car insurance companies in Virginia

We know that the best auto insurance in Virginia may be different for each driver. To find the best companies in Virginia, Bankrate reviewed multiple aspects of each company, including average premiums, coverage options, discounts and JD Power’s 2024 U.S. Auto Insurance Study customer satisfaction scores for the Mid-Atlantic region. Each company was assigned a Bankrate Score on a scale of 0.0 to 5.0. The higher the score, the higher that company ranked in each category we considered.

Based on our analysis, utilizing data from Quadrant Information Services, the top five carriers offering auto insurance in Virginia include Geico, Progressive, State Farm, Travelers and Nationwide. The table below includes each carrier's Bankrate Score as well as average full and minimum coverage premiums for Virginia drivers. For comparison, Virginia’s state auto insurance average is $2,070 per year for full coverage and $753 for minimum coverage.

4.3
Rating: 4.3 stars out of 5
$1,684
$565
4.4
Rating: 4.4 stars out of 5
$2,373
$792
4.3
Rating: 4.3 stars out of 5
$2,282
$785
4.1
Rating: 4.1 stars out of 5
$1,141
$425
4.0
Rating: 4 stars out of 5
$1,020
$759

Geico

Best for digital tools

Geico

4.3

Rating: 4.3 stars out of 5

Avg. full coverage premium

$140/mo

Avg. full coverage premium

$1,684/yr

Customer satisfaction

643/1,000

Progressive

Best for high-risk drivers

Progressive

4.4

Rating: 4.4 stars out of 5

Avg. full coverage premium

$198/mo

Avg. full coverage premium

$2,373/yr

Customer satisfaction

625/1,000

State Farm

Best for local agents

State Farm

4.3

Rating: 4.3 stars out of 5

Avg. full coverage premium

$190/mo

Avg. full coverage premium

$2,282/yr

Customer satisfaction

673/1,000

Travelers

Best for coverage add-ons

Travelers

4.1

Rating: 4.1 stars out of 5

Avg. full coverage premium

$95/mo

Avg. full coverage premium

$1,141/yr

Customer satisfaction

633/1,000

Nationwide

Best for low average rates

Nationwide

4.0

Rating: 4 stars out of 5

Avg. full coverage premium

$85/mo

Avg. full coverage premium

$1,020/yr

Customer satisfaction

636/1,000

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How Bankrate chose the best car insurance companies in Virginia

The best car insurance company may look different for every driver based on their coverage needs and priorities. This is why Bankrate took a holistic approach to evaluating carriers when choosing our best car insurance companies in Virginia. In addition to average premium data from Quadrant Information Services, Bankrate also looked at customer satisfaction, financial strength, coverage options, digital tools and more to assign each carrier a Bankrate Score out of five points. We hope this Score will help provide an overview of each carrier's offerings and indicate which companies could best fit your needs.

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Read our full methodology

At Bankrate, we strive to help you make smarter financial decisions. While we adhere to strict , this post may contain references to products from our partners. Here's an explanation of . Our content is backed by Coverage.com LLC, a licensed entity (NPN: 19966249). For more information, please see our

78

years of industry experience

10

licensed staff

34.5K

ZIP codes examined

120

carriers reviewed

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