How do I file a claim with Allstate?

Filing a claim with Allstate can be done online or through the mobile app. Those who want to speak to a live agent can call 1-800-ALLSTATE (1-800-255-7828) 24 hours a day, 7 days a week or their local insurance agent during normal business hours.

Is Allstate a sustainable company?

The Allstate Foundation supports a variety of causes, including diversity and inclusion efforts. These efforts focus on inclusive hiring by partnering with organizations like the Society of Women Engineers, Recruit Military and the National Association of Black Accountants. Allstate also focuses on youth empowerment and relationship violence prevention, recently investing $4 million in programs that advance these causes. In partnership with Northwestern University Kellogg School of Management, the Allstate Foundation helps further the education of nonprofit leaders. Through the Helping Hands program, Allstate agency owners and employees who volunteer four to 16 hours can earn $500 to $1,000 toward the organization of their choice.

Is Allstate good about paying claims?

Allstate boasts an A+ (Superior) financial strength rating from AM Best but scored below average with J.D. Power for auto claims satisfaction. The first indicates a strong ability to pay on claims, but the second rating may urge some caution. Allstate also scored below average in J.D. Power’s 2025 Property Claims Satisfaction study and had a higher-than-average auto insurance complaint score on the NAIC index.

How do you negotiate with Allstate?

To negotiate with a car insurance provider after a total loss, getting a written estimate from a professional body shop or asking for a Certified Collateral Corporation (CCC) report can be helpful. The more evidence you have, the more likely you are to build a strong case.

Is Allstate better than State Farm?

Although Allstate and State Farm are comparable in many ways, State Farm ranked significantly better for auto and just slightly worse for home claims satisfaction in 2024 and 2025, per J.D. Power. Whether Allstate is better than State Farm really depends on what you’re looking for in an insurance company. If price is the most important factor, get quotes from both companies to compare. If customer service matters most, you may want to read company reviews or speak with current customers. If digital tools are imperative, State Farm bests Allstate in J.D. Power’s 2025 U.S. Insurance Digital Experience Study, but only by a slight margin.

Is Allstate cheaper than Geico?

Allstate is more expensive than Geico, on average. Geico's average annual full coverage premium rate is $596, while Allstate offers an average rate of $996 for full coverage car insurance.

Allstate insurance review 2025

Written by

Edited by

Edited by Updated Sep 08, 2025

At Bankrate, we strive to help you make smarter financial decisions. To help readers understand how insurance affects their finances, we have 9 licensed insurance agents on staff who have spent a combined 78 years in the insurance industry. While we adhere to strict , this post may contain references to products from our partners. Here's an explanation of . Our content is backed by Coverage.com LLC, a licensed entity (NPN: 19966249). For more information, please see our .

At a glance

Bankrate Award winner for best home insurance company overall (tie)

4.1

Bankrate Score

Score breakdown

Auto

3.9

Cost & ratings

3.8

Coverage

4.0

Support

4.1

Home

4.2

Cost & ratings

3.4

Coverage

5.0

Support

5.0

Life

0.0

Bankrate's take

Allstate offers home, auto and life insurance for those who want the convenience of a single carrier for all their insurance needs.

Offers multiple reward options for safe driving, including deductible rewards and Drivewise; strong mobile and online tools for claims and policy management.
Tied for Best Home Insurance Company Overall in the 2024 Bankrate Awards.
Numerous discount opportunities and add-on coverage options, including protection for water backups and business items stored at home.
Term life policies available for 10 to 40 years; policies sold by Allstate agents from companies like John Hancock and Lincoln Financial in states where Allstate does not underwrite.
AM Best rating of A+ (Superior); mixed performance in J.D. Power studies with auto insurance complaint index improving and home insurance complaint index increasing over recent years.

Auto

Avg. annual premium for full coverage

$3,390

Avg. annual premium for min coverage

$996

Home

Avg. annual premium for $300k dwelling coverage

$2,723

New

What’s new with Allstate?

Allstate announced in May 2025 that it will join a corporate partnership with Chicago Quantum Exchange (CQE) to explore the use of quantum computing within the insurance industry.

Allstate steadily home and condominium insurance policies in California in 2022. California homeowners with active Allstate home insurance were not dropped, but the insurer stated that “wildfires, higher costs for repairing homes and higher reinsurance premiums” motivated the choice to limit new business.

Allstate car insurance review

In our Allstate insurance review, Allstate car insurance received a Bankrate Score of 3.9 out of 5.0 possible points. To find the J.D. Power, as well as mobile app accessibility and other attributes.

To complement standard coverage and provide greater financial protection, drivers could consider adding rental reimbursement. Drivers may even consider rideshare insurance if they drive a vehicle that requires more tailored coverage.

Allstate’s Drivewise, a usage-based telematics program that provides savings for good driving habits and awards points for passing safe driving challenges.

Bankrate staff insights

“The Drivewise program was really plain and simple to save money,” says one Bankrate staffer who is a policyholder. “On our current bill we're only saving 3% off the premium. So it's something, but it's not a lot. I guess in terms of dollar amounts that equates to $61.57. So hey I mean I'll take a free $61, but it used to be a better savings especially on a percentage basis. The previous bill was 10%. When I signed up initially in 2018, it was 9%.”

Bankrate Staff Member

Pros and cons of Allstate car insurance

When requesting car insurance quotes, comparing carriers is easier when you understand what policy options, discounts and other features are offered for the estimated premium. Here are some pros and cons of Allstate car insurance:

Pros

Multiple reward options, such as Deductible Rewards and Drivewise, for driving safely, though availability may vary by state laws
Strong mobile and online tools for easy claims and policy support
Driving training program available tailored for teens to reduce accident risk

Cons

Scored below average in a majority of regions based on J.D. Power’s 2024 U.S. Auto Insurance Study
Few additional coverage options
Some policy and coverage options may be limited by state availability

Allstate car insurance cost

The average cost of Allstate car insurance is $3,390 per year for a full coverage policy and $996 per year for minimum coverage, according to Bankrate’s study of 2024 premium data obtained from Quadrant Information Services.

Compared to the national rating factors. The averages below are most useful for comparison purposes.

How much is Allstate car insurance?

Driving history plays an important role in determining car insurance rates. Drivers with a clean driving record — with no history of at-fault accidents or moving violations — typically have lower rates compared to those who have a mark on their driving record. To understand the variance in premiums between different driving histories, we’ve analyzed car insurance rates based on different driving infractions.

A major violation, like a DUI, typically results in the most expensive insurance surcharges. But keep in mind that not all car insurance companies will write policies for drivers with DUI convictions. Below is a table of car insurance rates comparing Allstate’s average full coverage premiums to the national average based on driving history.


Good driver, good credit	$3,390	$2,697
Good driver, poor credit	$5,012	$4,745
Speeding ticket with good credit	$3,934	$3,299
At-fault accident with good credit	$4,520	$3,862
DUI conviction with good credit	$5,287	$5,287

*All rates displayed are average annual rates.

Allstate car insurance quotes by age

Car insurance companies also consider a driver’s age when determining rates in most states. On average, older drivers with more years of driving experience pay lower rates compared to young drivers who have just started driving. The rates below show average car insurance premiums by age and are based on drivers with a clean driving record.

Age 40

$3,390

$2,697

Age 60

$3,147

$2,439


Age 16	$6,032	$5,740
Age 18	$5,345	$4,941
Age 20	$6,822	$5,448
Age 25	$4,069	$3,326
Age 30	$3,450	$2,877
Age 40	$3,390	$2,697
Age 60	$3,147	$2,439

*All rates displayed are average annual rates. Rates are based on our good driver profile, with 16- and 18-year-old drivers added to their parents’ policy.

Compare Allstate car insurance rates

When comparing car insurance rates, starting with the national average provides a useful benchmark. It’s also helpful to compare Allstate's rates to other big-name insurers to see how the company stacks up. Generally, Allstate’s rates tend to be higher than the national average. The table below illustrates where Allstate falls in the spectrum of car insurance pricing, aiding consumers in making informed decisions about their coverage options.

American Family

$3,106

$983

Travelers

$2,225

$716

Erie

$2,269

$745

Auto-Owners

$1,921

$509

CSAA

$2,648

$611


Allstate	$3,390	$996
State Farm	$2,711	$918
Progressive	$2,214	$742
USAA	$2,201	$636
Nationwide	$2,040	$718
American Family	$3,106	$983
Travelers	$2,225	$716
Erie	$2,269	$745
Auto-Owners	$1,921	$509
CSAA	$2,648	$611

*All rates displayed are average annual rates.

Allstate customer satisfaction

An insurance company’s customer satisfaction may be a priority for you, especially if you want reliable customer service. Looking to third-party rating agencies like J.D. Power could be useful. J.D. Power conducts annual surveys from existing customers about some of the largest insurance companies in the country. J.D. Power results are ranked on a 1,000-point scale, with a higher score indicating more overall customer satisfaction.

Allstate auto claims satisfaction

Although Allstate scored below the segment average in the 2024 J.D. Power Auto Insurance Study, which is conducted on a regional basis. Allstate ranked above average in Florida, New England, North Central and Texas, but ranked below regional averages in the Southwest, the Southeast, the Northwest, New York, the Mid-Atlantic, Central and California. Customer experience varies based on your priorities, so it can help to reach out to current policyholders in your area, especially if they’re family or friends, to understand their Allstate service level.

Allstate auto insurance customer complaints

When evaluating insurance companies, the National Association of Insurance Commissioners (NAIC) Complaint Index is a valuable tool. The NAIC assigns a baseline score of 1.00 to represent the average number of complaints for companies of similar size. A score above 1.00 indicates more complaints than average, while a score below 1.00 suggests fewer complaints. The NAIC also differentiates complaint indexes based on product type, providing a clear view of customer satisfaction across different insurance products. Allstate has shown a trend of improving complaint index scores over the past few years for its private passenger products, consistently moving closer to or below the industry average.

Allstate car insurance discounts

Lowering your car insurance premium could be achieved by comparing multiple insurers to find the best rate for your current circumstances, keeping your driving record clean and/or taking advantage of discounts. Allstate offers a healthy selection of discounts, many of them linked to how you choose to pay your premium. Some of Allstate’s less common discount opportunities include:

Anti-lock brake discount: If your vehicle has anti-lock brakes, you could earn a discount on your insurance.
Anti-theft device discount: Having an anti-theft device in your car might help you save money on your insurance.
EZ pay plan discount: Opting for automatic payments may help lower your premium.
eSmart discount: Allstate offers a paperless electronic policy that might shave some money off your premium.
FullPay discount: Allstate may reward customers who pay in full at the beginning of their policy term with a discount.
Responsible payer discount: With Allstate, it might pay to pay on time. If you have not received a non-payment notice or cancellation for non-payment in the past year, you may qualify for the responsible payer discount.

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Allstate home insurance review

Allstate home insurance may be a good option for homeowners who appreciate local agents and want a variety of add-on home insurance options to tailor a policy to their needs. Allstate is a 2025 Bankrate Awards winner for the category of Best for First-Time Homeowners. Additionally, the company earns a Bankrate score of 4.2 out of 5.0 for its home insurance.

In addition to standard home insurance coverage like dwelling, personal property, loss of use and liability, Allstate customers may purchase coverage for water backups, sports equipment, electronic data recovery and even business items stored at home. Those who partake in home-sharing could purchase Allstate HostAdvantage, as well, which offers extra protection for personal belongings stolen or damaged by renters.

For new customers who are also claims-free, Allstate offers a discount and a Claim-Free Bonus, which gives a 5 percent rebate on the renewal premium every year there is no claim. However, homeowners worried about a potential future claim have an additional solution in Allstate’s Claim Rateguard, which can be purchased to prevent a premium increase due to filing a single claim over a five-year period.

Pros and cons of Allstate home insurance

When shopping for the best homeowners insurance, comparing home insurance quotes may be more worthwhile when you understand the coverage and service you’re getting. Here’s a quick summary of Allstate home insurance to help you compare with other carriers:

Pros

Unique coverage options that might not exist with other carriers
Numerous discount opportunities to help you save
Customer service available 24/7

Cons

Scored below the segment average in the 2024 J.D. Power U.S. Home Insurance Study for customer satisfaction
All endorsements may not be available in all states
Not writing new home and condo policies in California

Allstate home insurance cost

At $2,723 per year for $300,000 in dwelling coverage, Allstate’s home insurance costs 12 percent more than the national cheap home insurance, comparing rates from more than one carrier can help.


$150K dwelling	$1,667	$1,459
$300K dwelling	$2,723	$2,424
$350K dwelling	$3,090	$2,740
$450K dwelling	$3,814	$3,374
$750K dwelling	$6,041	$5,254

Compare Allstate homeowners insurance rates

When comparing homeowners insurance rates, it's helpful to look at how they vary by company. Rates can differ based on various factors, such as coverage options, location, discounts and individual risk profiles. The national average serves as a useful benchmark, but it's also helpful to compare rates from other major insurers. The table below illustrates how Allstate's homeowners insurance rates stack up against nine other prominent insurance companies. This comparison can help paint a clearer picture of where Allstate stands in terms of cost.

Chubb

$3,240

832

American Family

$1,994

-414

Progressive

$2,652

244

Erie

$2,985

577

Auto-Owners

$2,199

-209


Allstate	$2,723	315
State Farm	$2,209	-199
USAA	$1,243	-1165
Travelers	$2,787	379
Nationwide	$2,031	-377
Chubb	$3,240	832
American Family	$1,994	-414
Progressive	$2,652	244
Erie	$2,985	577
Auto-Owners	$2,199	-209

Allstate customer satisfaction

Customer satisfaction can be a determining factor when choosing an insurance company, as it often reflects the quality of service you can expect. Third-party rating agencies, such as J.D. Power, provide valuable insights by conducting annual surveys of existing customers from some of the largest insurance companies in the country. These surveys assess various aspects of customer experience, and results are ranked on a 1,000-point scale, with higher scores indicating greater overall satisfaction. This information can help you gauge how well an insurance company meets the needs and expectations of its policyholders.

Allstate homeowners claims satisfaction

When it comes to homeowners insurance, claims satisfaction is a critical factor. It reflects how effectively an insurance company handles claims, which can be especially important during stressful times following damage or loss. The J.D. Power 2025 U.S. Property Claims Satisfaction Study provides insights into how well insurance companies manage and resolve claims based on customer feedback.

For property claims satisfaction, Allstate ranked below the industry average, scoring 665 compared to the industry average of 682. This suggests that Allstate could do better at handling claims when compared to some other top insurers. Evaluating these scores can help you understand how Allstate's claims process might meet your expectations relative to other providers.

Allstate home insurance customer complaints

For Allstate, the complaint index scores for its home insurance products have been above the industry average in recent years. This trend suggests that Allstate has received more complaints relative to its size compared to other insurers. Monitoring these scores can give you an idea of potential issues you might encounter with Allstate's home insurance and how they stack up against industry norms.

Allstate home insurance discounts

Like the discounts of many of the discounts could help policyholders save significantly on their premiums. Some discounts available from Allstate include:

Home buyer discount: You could earn this discount if you recently purchased a home or the home you bought is newly constructed.
Early signing discount: You might earn as much as 10 percent off your rate if your current homeowners insurance policy is within a week of expiring.
Claim-free discount: If you switch to Allstate without having a recent home insurance claim, you could save up to 20 percent off your premium.
Easy Pay Plan®: Setting up automatic payments for your Allstate policy isn't just convenient — it can also save you up to 5 percent on your premium.
Welcome & loyalty discount: Switching from your current provider to Allstate may allow you to save up to 10 percent on your premium with additional savings at renewals.
Responsible payment discount: Prioritizing responsible payments can pay off. Keeping up a consistent history of on-time payments will likely help you lower your overall home insurance premium costs.

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Allstate life insurance review

Allstate life insurance can help provide financial security for a variety of needs, including college tuition, taking care of future generations and covering outstanding debts. Allstate’s term life insurance policies are underwritten by Direct General and are available in 19 states: Alabama, Arizona, Delaware, Georgia, Illinois, Indiana, Louisiana, Maryland, Massachusetts, Missouri, Nebraska, New Jersey, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Washington and Wisconsin. Term life insurance policies through Allstate are available for 10 to 40 years, depending on your coverage choice, and do not build cash value that policy owners can leverage during their lifetime.

For customers in the remaining 31 states and Washington D.C., Allstate’s broad network of insurance agents sells other life insurance companies like John Hancock, Lincoln Financial and Protective Life. While policies for these companies can be purchased via an Allstate agent, they may not be managed by Allstate. For instance, if you purchase a Lincoln Financial whole life insurance policy from Allstate, Lincoln Financial will manage your specific policy.

J.D. Power didn’t include Allstate in its 2024 U.S. Individual Life Insurance Study. However, John Hancock received a customer satisfaction rating of 644 out of 1,000, while Lincoln Financial earned 652 points and Protective Life earned 653 points. For reference, the study average was 648 out of 1,000 for individual life insurance products.

Pros and cons of Allstate life insurance

Narrowing down your life insurance options can be complicated, but remember to review companies when obtaining life insurance quotes the same as you would for auto or home insurance. Here’s a quick summary of Allstate’s life coverage:

Pros

Term life coverage terms can span from 10 to 40 years
Online quotes process
Educational life insurance content on its website

Cons

Medical exam may be required for some policy types
May need to speak to a live agent before finalizing policy
Permanent policies are not managed by Allstate directly

Allstate life insurance riders

While Allstate does not list the specific endorsements available for its life insurance policies, an Allstate agent can help you with understanding what policy options are available and recommending what may be best for your personal and financial goals.

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Compare Allstate with other insurers

While Allstate has several useful offerings, the company may not be the right fit for each person. It may be helpful to compare Allstate to other national insurers, a few of which are listed here:

Featured Allstate Rating: 4.1 stars out of 5 4.1 Bankrate Scores primarily reflect a weighted rank of industry-standard ratings for financial strength and customer experience in addition to analysis of quoted annual premiums from Quadrant Information Services, spanning all 50 states and Washington, D.C. Cost & ratings Rating: 3.6 stars out of 5 3.6 Coverage Rating: 4.5 stars out of 5 4.5 Support Rating: 4.6 stars out of 5 4.6 Read Review	AAA Rating: 4 stars out of 5 4.0 Bankrate Scores primarily reflect a weighted rank of industry-standard ratings for financial strength and customer experience in addition to analysis of quoted annual premiums from Quadrant Information Services, spanning all 50 states and Washington, D.C. Cost & ratings Rating: 3.9 stars out of 5 3.9 Coverage Rating: 4.1 stars out of 5 4.1 Support Rating: 4 stars out of 5 4.0 Read Review	Safeco Rating: 3.9 stars out of 5 3.9 Bankrate Scores primarily reflect a weighted rank of industry-standard ratings for financial strength and customer experience in addition to analysis of quoted annual premiums from Quadrant Information Services, spanning all 50 states and Washington, D.C. Cost & ratings Rating: 3.3 stars out of 5 3.3 Coverage Rating: 5 stars out of 5 5.0 Support Rating: 4 stars out of 5 4.0 Read Review
OVERVIEW Bankrate identified key carrier features, coverage offerings, discounts and more
Won a 2025 Bankrate Award for Best for First-Time Homeowners. Allstate offers home, auto and life insurance for those who want the convenience of a single carrier for all their insurance needs. Read More	AAA is another large insurance carrier offering affordable home and auto insurance options as well as membership perks. Those who like convenience may also appreciate that some of AAA’s offices also offer services like DMV transactions, notary services and travel planning. Read More	Depending on the characteristics of your home, Safeco could be worth a look, as it offers a robust selection of coverage endorsements for both home and auto insurance. Safeco also offers a highly rated mobile app and online portal for customers who want to manage their policies and claims online. Read More
STANDOUT FEATURES These features are some of the carrier’s most impressive
Safe driving rewards Strong mobile and online tools Teen driving training program	Geographic-focused coverage Local agents available Access to additional AAA perks	Claims Free Cash Back program Guaranteed Repair Network RightTrack telematics program
AVG FULL COV. AUTO RATE Average national annual cost of a full coverage auto insurance policy
$3,390	$2,299	$2,812
J.D. POWER AUTO SCORE J.D. Power’s Auto Claims Satisfaction Study assesses customer satisfaction with the claims experience on a 1,000-point scale
691/1000	701/1000	687/1000
AVG HOME RATE Average national annual cost of a home insurance policy with $300K in dwelling coverage
$2,723	$1,949	No rates available
J.D. POWER HOME SCORE J.D. Power’s Property Claims Satisfaction Study assesses customer satisfaction with the claims experience on a 1,000-point scale
665/1000	Not Scored	644/1000
AM BEST RATING AM Best ratings assess companies’ financial strength based on historical ability to pay out claims, among other financial obligations
A+(Superior)	A(Excellent)

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carriers reviewed

Is Allstate a good insurance company?

Headquartered in Northbrook, Illinois, Allstate’s network of over 12,000 exclusive and independent agents provides localized expertise and has helped solidify Allstate as a top insurer for millions of Americans, with more than 188 million policies for home, auto, life and other insurance products. Customers who want to have all their insurance needs and financial planning managed in a single place may find Allstate to be a solution.

Understanding your insurance needs and building a financial plan can seem complex, but Bankrate’s Allstate Insurance review found that the company has many tools to help make the process easier. Customers who want a balance between receiving personalized service from a local insurance agent and the ability to manage their policies online may find Allstate satisfies both these priorities. Although its average premiums for auto insurance may be higher compared to other insurers, its homeowners insurance is fairly competitive. Additionally, the company offers many discount and coverage options to save money on the financial protection you need.

What are real-life customers saying about Allstate?

To gain a comprehensive understanding of the customer experience with Allstate, we have explored feedback from real users on platforms such as Reddit and Trustpilot. While these sources are not formal review sites, they offer valuable insights into customer satisfaction and overall experience. It's important to note that feedback can vary widely, but these real-life experiences provide a snapshot of what you might expect when dealing with Allstate.

Reddit reviews

Reddit forums generally reflect a similar viewpoint on Allstate: customers are often not satisfied with the company. Here are a few anecdotes from users who have had experience with Allstate.

Reddit User 1*

Apr 12, 2023

I had Allstate until I actually had...

“I had Allstate until I actually had to file a claim with them. To make a very long story short. The accident was not my fault yet I had to get them involved because the other insurance co. National General is owned by Allstate. They fought me on everything. I ended up putting out about $1,000 out of my pocket. They don't care about you, only about saving themselves money even though they are paid thousands of dollars a year per policy they sell.”

via Reddit community

Reddit User 2*

May 2, 2024

Allstate is the absolute worst. I had...

“Allstate is the absolute worst. I had a pipe burst in my house January 12, 2024 and it is now May and I still have not been paid for my claim. I now have a lawyer and have had my lawyer since March and that still has them dragging their feet and not trying to pay for the damage. I left my house at the beginning of my pregnancy and I’m now almost 7 months pregnant and can’t even take my baby to my own home because of this company! I will never in my life ever recommend nor deal with them again. I can’t wait for my claim to be resolved and switch to another company!”

via Reddit community

*The quotes and citations included on this page have been verified by our editorial team and are accurate as of the posting date. Outlinked content may contain views and opinions that do not reflect the views and opinions of Bankrate.

Trustpilot reviews

While there are still negative reviews of Allstate on Trustpilot, there are several users who have had a positive experience during their tenure with Allstate.

Trustpilot User 1*

Sep 29, 2023

People usually only leave reviews to complain...

“People usually only leave reviews to complain, so I feel that it’s my duty to leave a great review for Allstate. My young adult daughter was rear-ended, and the at fault party’s no-name tiny insurance company strung us along and eventually denied the claim. We needed to get her car fixed and ended up filing a claim through our own Allstate uninsured motorist policy. From the day we called Allstate, the ball started rolling quickly!”

via Trustpilot

Trustpilot User 2*

Feb 1, 2019

We had a house fire and they took great care...

“We had a house fire and they took great care of us. Our neighbor[‘]s house caught fire which caught our house on fire. Our neighbors were not insured by Allstate. The difference was night and day. Soooooo grateful for our Allstate agent and everyone one of their representatives. Fire is the worst, Allstate was the best.”

via Trustpilot

Video Overview: How I Saved with Allstate

All rates, features and offers shown in the media on this review were accurate at the time they were procured, but may have changed since recording. Savings are not guaranteed and/or individual savings will vary per user. The content may also contain views and opinions that do not reflect those of Bankrate.

Allstate company details

If you need to contact Allstate, pay a bill or call roadside assistance here’s how to do so:

Customer service: 1-800-726-6033
Bill pay: 1-800-901-1732
Emergency roadside assistance: 1-877-597-3393
Website: allstate.com
Payment address: Allstate Payments, 1501 N Plano Rd, Suite 100, Richardson, TX 75081

State availability

Allstate car insurance is available in all states and Washington, D.C. Allstate home insurance is available in all states (and Washington, D.C.) except California.

Allstate tools and benefits

Allstate’s diverse product offerings give customers an opportunity to have all of their insurance and financial needs met in a single place. These perks include:

Investment planning: Allstate’s financial representatives can also assist with 529 college savings plans, annuities, mutual funds, individual retirement accounts (IRAs) and workplace retirement plans. Allstate partners with several third parties — including American Funds, Franklin Templeton Investments, Fidelity, Equitable, Prudential, Protective and Lincoln Financial Group — to offer customers annuities, mutual funds and individual retirement accounts (IRAs).
Renters insurance: Renters can use this policy to help insure their belongings and provide liability and loss-of-use coverage.
Condominium insurance: This policy is specifically for condo unit owners who need coverage for the interior of their unit and their belongings. This policy also provides liability and loss-of-use coverage.
Landlord insurance: Allstate’s landlord policy can help keep you financially protected if you rent out property.
Identity theft insurance: Allstate identity theft insurance can alert you if your data is breached and help you with the next steps.
Umbrella insurance: For an added layer of liability protection, Allstate sells personal umbrella policies.
Pet insurance: For a monthly rate that is usually less than $50, you can keep your beloved pet's health insurance covered by Allstate. Your policy will cover a wide range of needs, from sudden accidents to genetic conditions.
Motorcycle insurance: If you get around by motorcycle, you may want to consider having proper insurance — both for your own safety and that of your bike.
ATV/off-road insurance: Allstate may be able to insure an ATV or other off-road vehicle — including snowmobiles.
Boat insurance: Whether your craft is a fishing boat, powerboat, sailboat or pontoon, Allstate boat insurance keeps you covered.
RV insurance: This insurance is available for motorized and towable recreational vehicles. A few examples of non-motorized RVs that may be covered by this insurance include camper trailers, conventional travel trailers, truck campers, fifth-wheel travel trailers and horse trailers.
Phone protection: Whether it’s a cracked screen, busted battery or waterlogged phone, Allstate’s phone protection plan can be purchased regardless of your primary cell carrier.
Event insurance: If you’re hosting a large party at your home, purchasing event insurance may give you extra liability coverage and reimburse you if you lose deposits due to an unforeseen event.
Travel insurance: Allstate’s travel insurance even covers COVID-related occurrences, like positive tests and delays due to quarantine guidelines, as well as bad weather, medical emergencies or lost luggage.
Roadside assistance: If you worry about popping a tire or an unexpected engine malfunction, you can add roadside assistance to your Allstate car insurance policy.
Good Life: Allstate partners with TrueCar, Rategenius, AutoZone, Valvoline and Sirius XM to help give its customers discounted rates on services and products.
HomeAdvisor: With Allstate, customers could receive a free one-year subscription to Home Concierge by HomeAdvisor. This service can connect homeowners with professionals who can help with anything from gardening to landscaping to installing and repairing roofing, appliances, faucets and pipes, as well as services such as electrical work.
Digital Locker mobile app: This allows Allstate policyholders to take inventory of their personal belongings.
GoodHome: GoodHome is a tool that collects information about nearby home claims, weather forecasts and public records for homeowners to reference.
LifeTrek: LifeTrek may help you calculate how much life insurance you need and the right kind of policy for you.
My Money: This online tool can help with building a financial plan and investing and can even get you in touch with a financial consultant.

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