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North Carolina coach is a prime example. Despite a five-year contract worth $50 million, the Tar Heels have yet to win against a Power Four opponent, leaving fans and administrators questioning whether even the greatest coaching mind in football can succeed in the college game.

Below is a closer look at the 10 highest-paid college football coaches for the 2025 season.

College football head coach salary rankings: Overpaid, underpaid and Kirby Smart's gobsmacking buyout
David Cobb
College football head coach salary rankings: Overpaid, underpaid and Kirby Smart's gobsmacking buyout

1. Kirby Smart, signing a lucrative extension last year that runs through the 2033 season, with protections that make him almost untouchable -- fully guaranteed through 2028 and 85% guaranteed through the deal's end. That gives him the heftiest buyout in college football. As one of just three active coaches with a national title, Smart's paycheck is less a reward than an investment in keeping Georgia's reign rolling.

2. Ryan Day, seven-year, $87.5 million deal through 2031 -- complete with massive buyouts and bonuses -- cementing Day's status as the long-term face of one of college football's elite programs.

3. Lincoln Riley, Oklahoma to USC is still seeking the payoff many anticipated. The Trojans were one win away from the College Football Playoff in Riley's first season back in 2022, but regressed in the two years since as defensive struggles and inconsistency kept USC from breaking through on the national stage. A 30-15 record isn't a disaster yet, but it's hardly the return the Trojans envisioned for one of college football's most expensive hires.

4. Dabo Swinney, Clemson -- $11,258,575

While the aura of Swinney may be fading, his paycheck certainly is not. Despite high expectations coming into 2025, Clemson has stumbled to its worst start since 2010. That has stirred some unrest, but with two national championships on his resume and as the winningest coach in Clemson history, Swinney will leave on his own terms when he departs Tigertown.

5. Steve Sarkisian, Arch Manning era expose lingering offensive inconsistencies.

6. Dan Lanning, with a contract restructuring in March 2025 that makes him one of the highest-paid coaches in college football. The Ducks look poised to be national title contenders once again this season.

7. Kalen DeBoer, Alabama -- $10,250,000

After an up-and-down debut season under DeBoer, Alabama is back in the SEC title conversation, and the program is investing heavily to ensure continued success in the post-Nick Saban era. DeBoer signed an eight-year contract through 2031, with yearly increases topping out at $11.75 million. He can earn up to an additional $1.175 million in incentives for SEC titles, College Football Playoff appearances and national coach of the year honors. But all that matters to those in Tuscaloosa is another national title.

8. Brian Kelly, LSU -- $10,175,000

Kelly hasn't quite elevated Notre Dame. LSU has backed Kelly with one of the nation's most aggressive NIL strategies, bringing in the top-rated transfer portal class ahead of the 2025 season in an effort to accelerate the program's rise back to national championship contention.

9. Bill Belichick, North Carolina -- $10,100,000

Well, this experiment has been a complete bust thus far. And there isn't a while lot of optimism that the Tar Heels can turn things around. North Carolina has yet to beat a Power Four opponent and the lopsided losses continue to get worse. With a guaranteed contract that pays him over $20 million through 2027, the buyout makes moving on a costly proposition unless Belichick chooses to walk away.

10. Lane Kiffin, Penn State -- $8,500,000 ... Has the patience passed in Happy Valley? With back-to-back losses and the Nittany Lions' playoff hopes rapidly fading, Franklin faces mounting pressure.

17. Mario Cristobal, the hottest seat of any FBS coach entering the season, but has quieted critics so far by guiding the Sooners to top-10 national rankings.

24. Billy Napier, Texas A&M -- $7,000,000 ... The Aggies handcuffed themselves with the record-setting buyout it guaranteed Jimbo Fisher, leaving Elko to navigate the program with a far lesser salary.