Business Insider's personal finance team compared TD Bank to the TD Bank Mortgages is a good lender for those who need affordable mortgage options, thanks to its Right Step and Home Access mortgages, which have flexible credit requirements and allow down payments as low as 3%. Home Access mortgages also come with a $10,000 lender credit. But TD Bank mortgages aren't available nationwide — this bank only offers mortgages in 15 states and Washington, D.C.
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Conforming, FHA, VA, construction, jumbo, Medical Professional, TD Right Step, TD Home Access, home equity loan, HELOC
- Wide range of mortgage options
- Offers affordable loan programs with flexible credit requirements
- Easily explore customized rates
- Only available in 15 states and Washington, DC
- Low trustworthiness rating
- Offers mortgages in Connecticut, Delaware, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Vermont, Virginia, and Washington, D.C.
- Minimum credit score and down payment displayed are for conforming mortgages
Overview of TD Bank Mortgage
TD's Right Step and Home Access Mortgage Programs
TD has a couple of mortgage programs for borrowers who are struggling to afford a Bank of America Mortgage Review
TD Bank Mortgage FAQs
What mortgage products does TD Bank offer?
TD Bank offers conventional and government-backed mortgages, home equity loans and HELOCs, and a couple of specialty affordable mortgages for lower-income borrowers.
Is TD Bank a good mortgage lender?
TD Bank has strong online customer reviews and a variety of mortgage options, including affordable loan programs. But whether it's a good lender for you depends on your needs and financial situation.
How can I apply for a TD Bank mortgage?
You can apply for a mortgage with TD Bank online, over the phone, or by working directly with a local loan officer.
Does TD Bank do FHA loans?
Yes, TD Bank offers FHA loans.
Are TD Bank's mortgage rates competitive?
TD Bank's mortgage rates are around average compared to other mortgage lenders.
Why You Should Trust Us: How We Reviewed TD Bank Mortgage
For our review of TD Bank, we used Zillow lender page, TD Bank has a 4.91 rating based on over 700 customer reviews.
Trustworthiness: 2 out of 5
TD Bank has a D rating from the BBB due to government action against the business. A strong BBB grade indicates a company advertises honestly, responds effectively to customer complaints, and is transparent about business practices.
Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards.
Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.
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