ManyPets pet insurance offers comprehensive coverage for dogs and cats at competitive rates. With pet care costs rising across the nation, ManyPets' unlimited coverage can help keep vet costs down.
ManyPets stopped issuing new policies on November 7, 2024. You can peruse our guide to the best pet insurance for alternatives.
Pros and Cons
ManyPets Pros
- All policies have unlimited coverage, and buyers can select reimbursement rate and deductibles
- Average cost matches industry average
- Policyholders can use any licensed vet
- Easy to understand reimbursements with an example provided with every quote
ManyPets Cons
- Coverage is not available in all states
- Max reimbursement tier is 80%
- Waiting period on curable preexisting conditions is 18 months
Get Quotes
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- All policies have unlimited coverage, and buyers can select reimbursement rate and deductibles
- Average cost matches industry average
- Policyholders can use any licensed vet
- Easy to understand reimbursements with an example provided with every quote
- Coverage is not available in all states
- Max reimbursement tier is 80%
- Waiting period on curable preexisting conditions is 18 months
Compare ManyPets Pet Insurance
ManyPets Pet Insurance Overview
Originally branded as "Bought by Many," Spot Pet Insurance offers pet insurance for accidents and illnesses or accidents only. It lets pet owners beef up their protection with a wellness plan add-on similar to ManyPets' wellness rider. Coverage provided by Spot matches ManyPets, and surpasses it in some areas. For example, Spot's Platinum wellness plan covers spaying and neutering. Additionally, Spot does not have upper age limits, while ManyPets has a 14-year age limit for newly enrolled pets.
Spot's plans are also highly flexible, with many coverage options available. Spot's deductible options range from $100 to $1,000, and reimbursement options range from 70 to 90%. ManyPets only offers $500 or $750 deductibles and 70% or 80% reimbursement. For example, pet owners can choose from annual coverage limits starting at $2,500 and going up to unlimited.
As mentioned before, veterinary bills can quickly get out of hand, and ManyPets' simple unlimited plan eliminates lower limits that could be disastrous in a pet emergency. On the other hand, Spot's lower coverage limits will reduce monthly premiums but may fall short when pet parents need it most. This said, rates for the two companies' unlimited plans were similar. However, Spot doesn't consider your pet's age when adjusting premiums annually, while ManyPets does.
Overall, Spot outshines ManyPets in several areas, particularly in how it treats older pets. It's premium adjusting policy and no upper age limit make Spot one of the how Business Insider rates pet insurance.
FAQs
How much is pet insurance from ManyPets?
ManyPets says dog insurance starts at around $20 per month, and cat insurance starts at about $12 monthly. The quotes we got increased with age and higher reimbursement levels or lower deductibles, though the breed is a notable factor in pricing.
What is the deductible for ManyPets pet insurance?
ManyPets pet insurance lets its customers select from deductibles of $500 or $750 based on the quotes we were offered. However, some states may have different options.
Does ManyPets pet insurance cover preexisting conditions?
ManyPets pet insurance covers many preexisting conditions your pet might have as long as they have been symptom and treatment-free for at least 18 months.
Does ManyPets pet insurance have a waiting period?
ManyPets pet insurance has 15-day waiting period for accidents and injuries.
Does ManyPets pet insurance offer a multi-pet discount?
No, ManyPets pet insurance does not offer a multi-pet discount.
