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Aegis Travel Insurance Review 2025

Written by Meghan Hunter edited by Paul Kimreviewed by Evelyn He
Aegis Travel Insurance logo on an orange personal finance-themed graphic background.
Aegis Travel Insurance: Is it the right plan for your next trip? Aegis Travel Insurance; BI
Updated

Formally known as GoReady travel insurance, best travel insurance companies and found it to be an middling choice with a nice array of policy options with some limited add-ons.

Aegis Travel Insurance Pros and Cons

Aegis Travel Insurance Pros

  • Comprehensive insurance plans include generous coverage for baggage loss, plus protection from hurricane and other intense weather-related issues
  • Competitive pricing

Aegis Travel Insurance Cons

  • Online complaints about claims not being paid and non-responsiveness
  • CFAR coverage not available with all plans
  • Preexisting condition waiver for some plans must be purchased along with CFAR
  • No child-inclusive pricing

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Aegis General Travel Insurance
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Compare policies and rates from over 30 travel insurance providers online in minutes with SquareMouth
Aegis General Insurance Agency Aegis General Travel Insurance
Insider’s Rating
A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star
3.67/5
Icon of check mark inside a promo stamp It indicates a confirmed selection.
Perks

Stress Less Benefits This feature allows clients to potentially avoid fronting their own money and going through a claim reimbursement process. By contacting Aegis immediately when experiencing any covered event, such as a flight disruption, illness, or injury, the Aegis team can coordinate the solution and pay for it on the spot.

AM Best Financial Strength Rating

B++

Pros
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers a CFAR upgrade add-on on certain plans
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Comprehensive insurance plans include generous coverage for baggage loss, plus protection from hurricane and other intense weather-related issues
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Competitive pricing
Cons
  • con icon Two crossed lines that form an 'X'. Online complaints about claims not being paid and non-responsiveness
  • con icon Two crossed lines that form an 'X'. Not all more expensive plans include CFAR coverage
  • con icon Two crossed lines that form an 'X'. Dropping rating with AM Best
Product Details
  • Annual and multi-trip plans available
  • All plans include pandemic coverage for COVID-19
  • Coverage for weather-related delays, cancellations and other incidents
Show Pros, Cons, and More chevron down icon An icon in the shape of an angle pointing down.

Compare Aegis Travel Insurance

SquareMouth
Get quotes
Compare policies and rates from over 30 travel insurance providers online in minutes with SquareMouth
SquareMouth SquareMouth
Insider’s Rating
A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star
4.4/5
Icon of check mark inside a promo stamp It indicates a confirmed selection.
Perks

Offers travel insurance policies from 32 companies with a a comprehensive, streamlined overview page for each insurance provider.

Average Price

$308

Deductible Options

N/A

Pros
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Zero Complaint Guarantee
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Streamlined comparison platform
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Variety of partnered travel insurance companies
Cons
  • con icon Two crossed lines that form an 'X'. Customer service team is difficult to reach
Insider’s Take

SquareMouth is an online marketplace that helps you choose a travel insurance policy from 32 companies that shares a comprehensive, streamlined overview page for each insurance provider.

SquareMouth Travel Insurance review External link Arrow An arrow icon, indicating this redirects the user."
Show Pros, Cons, and More chevron down icon An icon in the shape of an angle pointing down.
Tin Leg Travel Insurance
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On TinLeg's website
TinLeg Tin Leg Travel Insurance
Insider’s Rating
A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star
4.33/5
Icon of check mark inside a promo stamp It indicates a confirmed selection.
Perks

Trip cancellation coverage for up to 100% of the trip cost and trip interruption coverage for up to 150% of the trip cost

JD Power Customer Satisfaction Rating

874

AM Best Financial Strength Rating

A++

Pros
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Policy coverage includes most pre-existing health conditions
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Generous medical and evacuation amounts for peace of mind
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. COVID coverage included by default on all insurance plans
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers a wide range of plans for various budgets and travel needs
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Some plans offer CFAR, “cancel for work reasons,” financial default, and unemployment coverage
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction.
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction.
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction.
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction.
Cons
  • con icon Two crossed lines that form an 'X'. Limited add-on coverage options
  • con icon Two crossed lines that form an 'X'. Baggage loss and delay coverage is low compared to competitors
Insider’s Take

Tin Leg travel insurance offers eight travel insurance plans to meet the unique needs of travelers.

Tin Leg review External link Arrow An arrow icon, indicating this redirects the user."
Product Details
  • Tin Leg was founded in 2014 by the travel insurance industry experts at Squaremouth. Designed to meet the most common needs of travelers, these policies offer comprehensive Trip Cancellation and Trip Interruption benefits, and a range of Emergency Medical and Medical Evacuation limits.
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Travelex Travel Insurance
Get quotes
On Travelex's website
Travelex Travelex Travel Insurance
Insider’s Rating
A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star
4.33/5
Icon of check mark inside a promo stamp It indicates a confirmed selection.
Perks

Trip cancellation coverage for up to 100% of the trip cost and trip interruption coverage for up to 150% of the trip cost

Pros
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Options to cover sports equipment
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Option to increase medical coverage
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Can cancel up to 48 hours before travel when CFAR option is purchased
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Affordable coverage for budget-conscious travelers
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Includes generous baggage delay, baggage loss, and trip delay coverage
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Optional "adventure activities" bundle available for riskier activities
Cons
  • con icon Two crossed lines that form an 'X'. Pricier than some competitors with lower coverage ceilings
  • con icon Two crossed lines that form an 'X'. Some competitors offer higher medical emergency coverage
Insider’s Take

Travelex travel insurance is one of the largest travel insurance providers in the U.S. providing domestic and international coverage options. It offers Essential, Advantage, Ultimate, and Travel Med Go options. Read on to learn more.

Travelex Travel Insurance review External link Arrow An arrow icon, indicating this redirects the user."
Product Details
  • Optional CFAR insurance available with the Ultimate plan
  • Travel delay insurance starting at $500 with the Advantage plan
  • Emergency medical and dental coverage starting at $15,000
Show Pros, Cons, and More chevron down icon An icon in the shape of an angle pointing down.

Aegis Travel Insurance Overview

Aegis General Insurance Agency provides several types of insurance such as homeowners, life, and pest insurance. Aegis added travel insurance to its list of offerings, when it acquired April Travel Protection in early 2021.

Aegis offers five single-trip insurance plans and two multi-trip plans that have a wide range customization options including CFAR and sports coverage.

Its plans also offer a diverse range of coverage from its more comprehensive VIP and Pandemic Plus options to its Trip Cancellation, which offers low-cost coverage for cancellations. The Aegis Trip Cancellation plan is even included in our guide on the Business Insider's travel insurance ratings methodology.

FAQs

Does Aegis travel insurance cover COVID-19 related issues?

Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

Aegis covers COVID-19 like any other illness under its medical and cancellation coverage. It also offers coverage for travel delay due to COVID quarantine.

Can I purchase Aegis travel insurance for trips already in progress?

Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

No, you cannot purchase an Aegis travel insurance policy for a trip in progress.

What is the process for filing a claim with Aegis travel insurance?

Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

To file a claim with Aegis travel insurance, you must first contact a claims agent, who will email you access to the Aegis claims portal, where you can file your claim and keep track of any updates.

How does Aegis travel insurance handle preexisting medical conditions?

Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

Aegis travel insurance will cover preexisting medical conditions as long as you purchase your policy within the specified window, which is within 14-days of initial trip deposit for most policies.

Can I extend my Aegis travel insurance policy if my trip is extended?

Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

Aegis' Pandemic Plus, Choice, and Trip Cancellation coverage can be extended by up to seven days.

Photo of the author Meghan Hunter.
Meghan Hunter
Meghan Hunter is a personal finance and travel expert who has been writing about travel, credit cards, and miles and points since 2015. Previously, she worked as a writer and editor at Million Mile Secrets and The Points Guy. She covers travel, credit cards, and insurance for Personal Finance insider.Beyond travel, she's passionate about real estate investing and encouraging women toward financial independence. When she's not writing or editing, you can find her looking for her next investment or reviewing her retirement goals.Meghan lives in Portugal with her adventure-loving daughter. 
Evelyn He smiles at the camera, standing indoors against a white wall with fairy lights in the background.
Evelyn He
Compliance and Operations Associate
Evelyn He is a compliance and operations associate for Business Insider’s Personal Finance team. Evelyn ensures content accuracy and editorial independence so readers get the most up-to-date and objective financial advice, enabling them to make informed financial decisions.ExperienceAs part of the compliance team, Evelyn helps fact check Personal Finance stories and works to make sure that the language is clear, precise, and compliant with government regulations and partner guidelines. Previously, Evelyn worked as a compliance specialist for Apellis Pharmaceuticals and a legal assistant at the law firm Morrison Mahoney.ExpertiseEvelyn is an expert in the following areas:
  • Compliance
  • Quality assurance
  • Affiliate marketing
  • Search engine optimization (SEO)
  • Content strategy
EducationEvelyn earned a bachelor’s degree in business administration from UMass Amherst and a master’s in marketing from Boston University. Evelyn has two dogs, Money and Tibber.
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