Travel Guard Travel Guard is a well-established and highly rated name in the travel insurance industry, owned by insurance conglomerate American International Group or AIG. It offers three main coverage options to choose from: Essential, Preferred, and Deluxe.
Business Insider compared Travel Guard to the best travel insurance companies and found it to be a standout offering with an especially good basic plan that still offers high coverage limits, child-inclusive pricing, and preexisting condition waivers.
AIG Travel Guard Pros and Cons
AIG Travel Guard Pros
- Preexisting condition waivers available with cheapest plan
- Child-inclusive pricing available with all plans
- High coverage limits, even on cheaper plans
AIG Travel Guard Cons
- Relatively expensive, especially for older travelers
Get Quotes
A
$171–$319
$250
50%
- Trip cancellation coverage of up to 100% of the cost, for all three plan levels
- CFAR covers up to 75% of total trip costs (maximum of $112,500 on some plans)
- Medical coverage of up to $500,000 and evacuation of up to $1,000,000 per person
- Includes COVID coverage
- Above average baggage loss and delay benefits
- High medical evacuation coverage
- Premiums may run slightly higher than competitors
Travel Guard is a well-established and highly rated name in the travel insurance industry. It offers three main coverage options to choose from, and in general its policies have above-average coverage for baggage loss and baggage delays, plus high medical evaluation coverage limits.
- Trip cancellation coverage for up to 100% of the trip cost
- Trip interruption coverage for up to 150% of the trip cost
- Preexisting medical conditions exclusions waiver must be purchased within 15 days of initial trip payment
- Annual travel insurance plan and Pack N' Go plan (for last-minute trips) available
Compare AIG Travel Insurance
$308
N/A
- Zero Complaint Guarantee
- Streamlined comparison platform
- Variety of partnered travel insurance companies
- Customer service team is difficult to reach
SquareMouth is an online marketplace that helps you choose a travel insurance policy from 32 companies that shares a comprehensive, streamlined overview page for each insurance provider.
SquareMouth Travel Insurance
874
A++
- Policy coverage includes most pre-existing health conditions
- Generous medical and evacuation amounts for peace of mind
- COVID coverage included by default on all insurance plans
- Offers a wide range of plans for various budgets and travel needs
- Some plans offer CFAR, “cancel for work reasons,” financial default, and unemployment coverage
- Limited add-on coverage options
- Baggage loss and delay coverage is low compared to competitors
Tin Leg travel insurance offers eight travel insurance plans to meet the unique needs of travelers.
Tin Leg- Tin Leg was founded in 2014 by the travel insurance industry experts at Squaremouth. Designed to meet the most common needs of travelers, these policies offer comprehensive Trip Cancellation and Trip Interruption benefits, and a range of Emergency Medical and Medical Evacuation limits.
- Options to cover sports equipment
- Option to increase medical coverage
- Can cancel up to 48 hours before travel when CFAR option is purchased
- Affordable coverage for budget-conscious travelers
- Includes generous baggage delay, baggage loss, and trip delay coverage
- Optional "adventure activities" bundle available for riskier activities
- Pricier than some competitors with lower coverage ceilings
- Some competitors offer higher medical emergency coverage
Travelex travel insurance is one of the largest travel insurance providers in the U.S. providing domestic and international coverage options. It offers Essential, Advantage, Ultimate, and Travel Med Go options. Read on to learn more.
Travelex Travel Insurance- Optional CFAR insurance available with the Ultimate plan
- Travel delay insurance starting at $500 with the Advantage plan
- Emergency medical and dental coverage starting at $15,000
AIG Travel Guard Travel Insurance Overview
Travel Guard Travel Guard offers impressive coverage limits, even with its basic plan, Travel Guard Essential. Additionally, the Essential plan offers optional preexisting condition waivers and child-inclusive pricing, which many travel insurance companies reserve for higher tiers of coverage. This makes Travel Guard a great option for best credit cards with travel insurance.
Why You Should Trust Us: How We Reviewed AIG Travel Guard
The policy that's best for you will be the one that offers the right amount and type of coverage, fits your budget, and is easy to use if you ever need it.
In reviewing how Business Insider rates insurance providers.
FAQs
What is the coverage limit for medical expenses with AIG Travel Guard?
Depending on the single trip plan you choose, AIG Travel Guard offers $15,000-$100,000 in emergency medical expense coverage.
How does AIG Travel Guard handle preexisting medical conditions?
All three Travel Guard insurance policies cover preexisting conditions as long as you purchase your policy within 15 days of your initial trip deposit.
What is covered under Travel Guard travel insurance?
All Travel Guard travel insurance policies cover trip cancellation, interruption, emergency evacuation, emergency medical costs, and baggage delay/theft.
Does Travel Guard travel insurance cover trip cancellation?
Yes, Travel Guard plans cover trip cancellation and interruption due to illness, injury, or death of a family member. If your trip is delayed or canceled due to inclement weather, that's covered too.
